The IndusInd Bank Platinum Aura Edge Credit Card lets you quickly and securely make purchases every day. Just wave your credit card at places that accept contactless payment and you’re done. The IndusInd Platinum Aura Edge Visa and Mastercard Credit Card is a shopping credit card that gives you rewards for different types of purchases like department store shopping, buying consumer goods, booking movie tickets, paying bills, and more. This card is great for people who are new to credit because it has easy requirements. If you enjoy traveling and shopping, you might want to apply for this credit card
| ICICI Bank Coral Rupay Credit Card | |
|---|---|
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| Best Suited For | Shopping |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Best Feature |
4 Reward Points Per 100 Spent On Departmental Store & Grocery |
| Card Pandit Rating |  |
IndusInd Bank Platinum Aura Edge Credit Card: Features & Benefits
Below listed are some benefits of IndusInd Bank Platinum Aura Edge Credit Card:
Welcome Benefit: if you apply IndusInd bank credit card then you will get vouchers of top brands like Big Bazaar, Amazon, Flipkart, Apollo Pharmacy, Zee5, Uber, Ola, Bata, and more. These gift vouchers valid only for 6 months from the date of card issuance.
Concierge Benefits: You can have 24/7 concierge services by using a credit card. These services allow you to make restaurant reservations, book flights or hotels, and more.
Auto Assist: Auto Assist provides a range of services to assist drivers in case of emergencies on the road. Our services include roadside repair service, emergency supply of fuel, flat tire service, and battery service. Whether your vehicle breaks down, runs out of fuel, gets a flat tire, or experiences a battery failure, we are here to help. Our team of experts is trained to handle these situations efficiently and get you back on the road as quickly as possible.
Fuel Surcharge Waiver: 1% fuel surcharge waiver across all petrol pumps in India on transactions between Rs. 400 to Rs. 4,000.
IndusInd Bank Platinum Aura Edge Credit Card Travel Plan
The card offers travel insurance that covers you for lost luggage, trip cancellations, and medical expenses.
| Coverage | Details |
| Delayed baggage | Rs. 25,000 |
| Lost Ticket | Rs. 25,000 |
| Lost Baggage | Rs. 1 lakh |
| Loss of Passport | Rs. 50,000 |
| Missed connection | Rs. 25,000 |
*Terms and Conditions apply
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IndusInd Bank Platinum Aura Edge Credit Card : Reward Points.
You can redeem the points for cash, airmiles, or other travel vouchers. The easiest and most effective method to convert your IndusInd reward points is by converting them into cash credits on your statement.
1. Platinum Aura Edge Shop Plan
| Spend Category | Savings points on Rs 100 spent |
| Shopping in departmental stores | 4 savings points |
| Purchase of consumer durables or electronic items | 2 savings points |
| Books | 1.5 savings points |
| Restaurant bills | 1.5 savings points |
| All other spends | 0.5 savings points |
*1 savings point = Rs.0.50 or 0.5 airline mile
2. Platinum Aura Edge Home Plan
| Spend Category | Savings points on Rs 100 spent |
| Grocery shopping | 4 savings points |
| Cellphone bills | 2.5 savings points |
| Electricity bills | 2.5 savings points |
| Medical spends | 1.5 savings points |
| Insurance premium | 1.5 savings points |
| All other spends | 0.5 savings points |
*1 savings point = Rs.0.50 or 0.5 airline mile
3. Platinum Aura Edge Travel Plan
| Spend Category | Savings points on Rs 100 spent |
| Hotel expenses | 4 savings points |
| Airline tickets | 2.5 savings points |
| Rail tickets | 1.5 savings points |
| Car rental expenses | 1.5 savings points |
| All other spends | 0.5 savings points |
4. Platinum Aura Edge Party Plan
| Spend Category | Savings points on Rs 100 spent |
| Restaurant bills | 4 savings points |
| Payments in bars and pubs | 2 savings points |
| Shopping in departmental stores | 2 savings points |
| Movie tickets | 1.5 savings points |
| All other spends | 0.5 savings points |
IndusInd Bank Platinum Aura Edge Credit Card : Fees & Charges
Below listed are some of the ICICI Coral Credit Card Fees & Charges:
| Criteria | Details |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on card fee | Nil |
| Finance charges | 3.83% per month | 46.00% p.a. |
| Forex-markup fee | 3.6% |
| Late Payment Charges | For Statement Balance:
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| Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
| Returned cheque | Nil |
| Cash advance charges | 2.5% of the advance amount subject to a minimum of Rs.300 |
| Balance Enquiry Charges on Non-IndusInd Bank ATMs | Rs.100 |
| Cash Payment Fee at IndusInd Bank Branch | Rs.100 |
| Duplicate Statement Request | Rs.100 |
| Re-issue/Replacement | Rs.100 |
| Charge-slip Request | Rs.300 |
Apply For Credit Card Click Here ;- Apply Now
IndusInd Bank Platinum Aura Edge Credit Card : Eligibility & Documents Requirements
Below listed are some of the ICICI Coral Credit Card Eligibility & Documents Requirements
| Title | Details |
| Occupation | The applicant must be either salaried or self-employed. |
| Age | The applicant must be at least 18 years old or above |
| Nationality | He or she must be a citizen of India. |
| Documents Required |
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| Income Proof | Salary Slip | ITR File | Bank Statement | Form 16 |
IndusInd Bank Platinum Aura Edge Credit Card Pros & Cons
| Pros | Cons |
| No annual fee & joining fees | High interest rate 3.6% per month |
| Purchase Protection | Low reward rate on some spending categories |
| Travel insurance | 2 savings points |
| Welcome bonus of 500 reward points | 1.5 savings points |
| All other spends | 0.5 savings points |
Conclusion
The IndusInd Platinum Aura Edge Credit Card is a basic credit card that gives you reward points when you make purchases. It’s a good choice if you often shop at department stores, eat out at restaurants, or pay bills. You can earn up to 4 times the reward points in these categories, and up to 2.5 times the points when you pay your cellphone and electricity bills or book airline tickets. Apart from the rewards, this credit card doesn’t offer much else. You’ll get some basic benefits like not having to pay for fuel surcharges or having insurance coverage, but these are common features on most basic credit cards. What sets this card apart is that it doesn’t charge an annual fee. So, starting from the second year, you can enjoy all the benefits without having to pay a fee. Overall, this card is a good option if you want to earn rewards on your purchases without having to pay an annual fee.