Axis Bank My Zone Credit Card Review

Axis Bank My Zone Credit Card Review – Lifetime Free

The Axis Bank My Zone Credit Card is a basic card that gives you benefits when you shop, dine, and enjoy entertainment. With this card, you can get discounts on popular websites like AJIO and Swiggy, and you also get a free annual membership to Sony Liv. It’s one of the few credit cards with low fees that offer membership to an OTT platform, as well as a mix of rewards and discounts. Keep reading to learn more about this card and see if it’s the right choice for you.

Here’s everything you need to know about the Axis My Zone Credit Card. It is currently being issued as a Lifetime Free Card for a limited time.

AXIS Bank My Zone Credit Card
 
Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
TypeEntry-Level Credit Card
Best Suited ForShopping and Entertainment
Joining Fee500 INR+GST ( Nil )
Annual Fee500 INR+GST ( Nil )
Welcome BenefitsFree movie tickets, SonyLIV Premium, 40% discount on Swigy
Best FeatureEarn Reward Points Spending Money
Card Pandit Rating

Table of Contents

Axis Bank My Zone Credit Card Welcome Benefits

Axis my zone credit card is entry level credit card but its provide many welcome benefits like 40% discount on swigy, free sony liv premium and more benefits include.

With this card, you’ll receive a complimentary annual subscription of SonyLiv Premium worth Rs. 999 when you make your first purchase within the first 30 days of receiving the card. Eligible customers receive the voucher code through SMS on registered mobile numbers. Additionally, if you spend Rs. 1.5 lakh in a card anniversary year, you’ll be eligible for the renewal of SonyLiv Premium membership.

[ The combination of movie benefits on the Axis My Zone Credit Card and the SonyLiv Subscription makes it a great card for entertainment. The SonyLiv subscription itself is worth Rs. 999, and you can also get up to Rs. 1,200 cashback on movies, resulting in a total benefit of Rs. 2,199 per year.]

Free Movie Tickets Every Month

Get a 100% discount on the second movie ticket at Paytm Movies with your Axis My Zone Credit Card.

✅ You can save up to Rs. 200 per month per customer.
✅ To avail the discount, use coupon code “AXIS200“.
✅ Note that no reward points are earned on movie transactions.

Rs. 120 Off on Swiggy

You can get a Rs. 120 discount on food delivery at Swiggy by using this credit card. Here are the offer details:

✅ Maximum discount: Rs. 120 per order.
✅ You can avail this discount up to 2 times per month.
✅ The offer is valid for a minimum spend of Rs. 500. Use the coupon code “AXIS120” to get the discount

[ The Swiggy Discount is one of the advantages of the Axis Bank My Zone Credit Card. By using this card, you can receive annual benefits of up to Rs. 2,880. If you frequently use Swiggy for food deliveries, this card can provide you with a decent value in return. ]

Get up to Rs. 1,000 discount at Ajio.​

Save up to 1000 Rs when we spend a minimum of Rs. 2,999 at Ajio. Just use coupon code “AJIOAXISMZ” to get the discount on eligible items. This offer starts on May 1, 2023.

Axis Bank My Zone Credit Card Reward Points


✅ With the Axis Bank My Zone Credit Card, you can earn 4 EDGE reward points for every Rs. 200 spent.
✅ 1 EDGE Point = Rs. 0.20.

[ However, please note that movie, fuel, insurance, wallet, rent, utilities, education, government institutions, and EMI transactions are not eligible for reward points. You can use the earned EDGE reward points to redeem various items such as vouchers, mobile accessories, home decor, and computer accessories. Check the EDGE Rewards Catalogue for the available redemption options.]

Milestone Benefit:

✅ The complimentary SonyLiv Premium membership renewed, when spending a minimum of Rs. 1.5 lakhs in an anniversary year.
✅ The SonyLiv Premium voucher code will be sent to your Registered phone number and email id within 60 days after the payment of the annual fee.

Axis Bank My Zone Credit Card Other Benefit:

in addition to the reward points, the Axis Bank My Zone Credit Card offers the following benefits:

    • One complimentary access to select airport lounges in India per calendar quarter.
    • 1% fuel surcharge waiver (maximum Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000.
    • Convert transactions of Rs. 2,500 and above into EMIs.Up to 15% off (maximum Rs. 500) at partner restaurants in India through the ‘Dining Delights’ program via EazyDiner.
    • This offer can be availed twice per month on a minimum transaction of Rs. 1,500.

Axis Bank My Zone Credit Card Charges

Below listed are some of the ICICI Coral Credit Card Fees & Charges:

Criteria Details
Joining Fee 500 INR+GST ( Nil )
Annual Fee 500 INR+GST ( Nil )
Finance Charges 3.40% per month |40.80% p.a.
Add-on card fee Nil
Forex-markup fee 3.5%
Late Payment Charges For Statement Balance:
  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

Eligibility & Documents Requirements

Below listed are some of the Axis MyZone Credit Card Eligibility & Documents Requirements

Title Details
Occupation Salary | Job | Business 
Age 20 + Above
ID Proof Pan Card, Aadhar Card, Driving License. Voter Card, Passport
Address Proof Aadhar Card, Ration Card, Utility Bill, Passport, Voting Card 
Income Proof Salary Slip | ITR File | Bank Statement | Form 16

 

Axis My Zone Credit Card Pros & Cons:​

Here is axis my zone credit card pros & cons

Pros

  1. Offers on movie tickets
  2. Instant discount on Swiggy orders
  3. Lifetime Free
  4. Sony liv premium
  5. Discount at jio
  6. Fuel surcharge waiver
  7. Airport lounges access

Cons

  1. No reward points on entertaintment, fuel
  2. No reward points on emi, insurance, govt,

Conclusion:-

Axis Bank My Zone Credit Card is a good choice if you want benefits for dining and entertainment and don’t want to pay a high annual fee. It can also be a good alternative to the discontinued RBL Bank Edition Credit Card with Zomato if you want good benefits for food orders. If you have a Swiggy One Membership, the value will be even better.

The card also offers satisfactory entertainment benefits. In India, there are only a few cards that offer free membership to an OTT platform, and most of them are in the premium or super-premium category. So, having a SonyLiv yearly membership is a good advantage.

You should apply for the Axis My Zone Credit Card if:

✅ You want a credit card with easy eligibility requirements.
✅ You don’t want to pay a high annual fee.
✅ You use your credit card for most of your expenses.
✅ You want dining and entertainment benefits. You don’t need any travel benefits.

Frequently Asked Questions (FAQs)

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