I got the sbi bank simply click credit card as my second credit card. Before that, I had been using the HDFC MoneyBack card for about a year. SBI Card offered me two credit card options: SimplySAVE and SimplyCLICK. Since I do most of my shopping online, SimplyCLICK seemed like the right choice for me. If you Shopping offline then you can choose sbi simply save credit card. sbi simply click credit card best for online shopping bcoz of 10x, 5x reward points on online shopping. Let me tell you about my personal experience with this SBI credit card, so you can decide if it’s the right fit for you.
| SBI Bank Simply Click Credit Card | |
|---|---|
 |
|
| Type | Entry-Level Credit Card |
| Best Suited For | Online Shopping and Entertainment |
| Joining Fee | INR 499 + GST |
| Annual Fee | INR 499 + GST |
| Welcome Benefits | 500 Rs Amazon Gift Voucher |
| Best Feature | Earn Reward Points Spending Money |
| Card Pandit Rating |  |
Table of Contents
SBI Bank Simply Click Credit Card Welcome Benefits
Payment of the card membership fee, users receive a welcome gift of an Amazon gift card worth ₹500. The coupon code for the gift card is sent to the user’s registered phone number within 30 days of paying the membership fee. The gift card valid for 12 months from the date of receive.
SBI Bank Simply Click Credit Card Reward Points
Get a 100% discount on the second movie ticket at Paytm Movies with your Axis My Zone Credit Card.
- ✅ For every ₹100 spent on other purchases, you earn 1 reward point.
- ✅ Online purchases made at partner stores like Cleartrip, BookMyShow, EazyDiner, Netmeds, and Apollo 24/7 give you 10x reward points.
- ✅All other online spends earn 5x reward points.
[ The SimplyCLICK SBI Card provides accelerated rewards for online transactions, offering 2.50% reward points for select partner websites and 1.25% for all other offline transactions. It’s an ideal entry-level card for online shoppers. ]
SBI Bank Simply Click Credit Card Milestone Benefit:
✅ For annual online spends of ₹1 lakh, you receive 1 Clear Trip e-voucher worth ₹2,000.
✅ For annual online spend of ₹2 lakh. you receive another 1 ClearTrip e-voucher worth ₹2,000.
SBI Bank Simply Click Credit Card Other Benefit:
in addition to the reward points, the SBI Bank Simply Click Credit Card offers the following benefits:
- ✅ 1% fuel surcharge waiver each transaction between ₹500 and ₹3000
- ✅ Transactions above ₹2,500 on your card can be converted into easy monthly installments within 30 days from the date of purchase.
SBI Bank Simply Click Credit Card Charges
Below listed are some of the SBI Bank Simply Click Credit Card Fees & Charges:
| Criteria | Details |
| Joining Fee | INR 499 + GST |
| Annual Fee | INR 499 + GST |
| Annual Fees Waved | If spending ₹1 Lakh or more during a year |
| Finance Charges | 3.5% per month | 42.00% p.a. |
| Add-on card fee | Nil |
| Forex-markup fee | 3.5% |
| Late Payment Charges | For Statement Balance:
|
| Balance Transfer | For 60 days rate of interest is 0%. For 180 days rate of interest is 1.70% per annum |
| Card replacement | Rs.100 to Rs.250 |
| Rewards redemption fee | Rs.99 |
| Cheque payment fee | Rs.100 |
| Overlimit | 2.5% of overlimit amount or Rs.600 (whichever is higher) |
Eligibility & Documents Requirements
Below listed are some of the SBI Bank Simply Click Credit Card Eligibility & Documents Requirements
- ✅ You must be over 18 years of age
- ✅ You must be able to demonstrate a stable credit history
- ✅ You must be salaried or self-employed and withdraw a stable salary
| Title | Details |
| Occupation | Salary | Job | Business |
| Age | 18+ Above |
| ID Proof | Pan Card, Aadhar Card, Driving License. Voter Card, Passport |
| Address Proof | Aadhar Card, Ration Card, Utility Bill, Passport, Voting Card |
| Income Proof | Salary Slip | ITR File | Bank Statement | Form 16 |
SBI Simply Click Credit Card Pros & Cons:
Here is the sbi simply click credit card pros & cons
Pros
- Amazon welcome gift voucher
- 5X reward points on online purchases.
- 10X reward points on partner transactions.
- Easy to wave annual fees
- Fuel surcharge waiver
- Fuel surcharge waiver
- Milestone benefits
Cons
- No access to domestic lounges.
- No reward points on emi, insurance, govt, balance transfer
SBI Bank Simply Click Credit Card Conclusion:-
- ✅ You want a credit card that is easy to apply for and doesn’t have a high annual fee
- ✅ You use your credit card for most of your expenses and more earn reward points
How To Apply:-
To apply for the SBI SimplyClick Credit Card, you have the option to do it online or offline, depending on your preference. If you prefer applying offline, you can visit your local SBI Bank and fill out a physical application form for the Simply Click Card.
If you prefer applying online, here are the steps to follow:
- Go to this Website
- Select SBI Credit Card and click on Apply Now button.
- Fill out all the necessary information on the application form.
- You will see a list of all SBI credit cards. Choose the SBI SimplyClick Credit Card and click on the Apply Now button
- Once you submit your application, you will receive an application number via email and SMS to the phone number you provided.
To be eligible for a credit card, make sure you are at least 18 years old and have a steady source of income.
We hope this guide helps you apply for the SBI SimplyClick Credit Card smoothly. Feel free to reach out if you have any further questions or need assistance.