The Airtel Axis Bank Credit Card is a new card offered by Axis Bank in partnership with Bharti Airtel. It is designed for Airtel users, with an annual fee of Rs. 500. Cardholders receive an Amazon gift voucher and can earn up to 25% cashback on Airtel bill payments, 10% cashback on utility bills, and 10% cashback at partner merchants. Cashback is automatically credited to the account. Additional perks include airport lounge access, dining discounts, fuel surcharge waiver, and a spend-based annual fee waiver. For more details on benefits, fees, and charges, read our Airtel Axis Bank credit card review.
| Airtel Axis Bank Credit Card | |
|---|---|
| |
| Type | Entry Level Credit Card |
| Best Suited For | Cashback & Shopping |
| Joining Fee | Rs. 500 + GST |
| Annual Fee | Rs. 500 + GST |
| Welcome Benefits | 500 Rs Amazon Gift Voucher |
| Best Feature | 25% Cashback on Airtel Spend, |
| Card Pandit Rating |  |
Table of Contents
Airtel Axis Bank Credit Card Welcome Benefits ;-
You will receive a Rs 500 Amazon gift card as a welcome gift when you make your first transaction within the first 30 days of receiving your card.
Airtel Axis Bank Credit Card Cashback Benefit :
Before Devaluations
- You receive 25% cashback on Airtel mobile, DTH, WiFi, and broadband recharge through the Airtel Thanks app, with a monthly cap of Rs. 300.
- You also get 10% cashback on utility bill payments (up to Rs. 300 per month) through the Airtel Thanks app
- 10% cashback on partner brands like Swiggy, Big Basket, and Zomato (maximum Rs. 500 per month).
- For all other retail purchases, you earn 1% cashback.
Cashback is not available for fuel purchases, EMI transactions, cash withdrawals, rent payments, wallet reloads, or credit card fees and charges.
After Devaluations
- The maximum cashback on Airtel Mobile, Broadband, Wi-Fi and DTH bill payments via Airtel Thanks App in a statement cycle has been revised from Rs. 300 to Rs. 250.
Axis Bank Airtel Credit Card Dining Benefits:
You receive up to a 20% discount at more than 4000 participating restaurants nationwide through Axis Bank’s Dining Delights Program.
Axis Bank Airtel Credit Card Travel Benefits:
Before Devaluations
You receive 4 free visits to domestic lounges each year with the Airtel Axis Bank Credit Card. This benefit allows you to relax and unwind before your flight, making your travel experience more comfortable and enjoyable.
After Devaluations
Effective May 1, 2024, access to domestic airport lounges will be granted based on a minimum eligible spend of Rs. 50,000 in the preceding 3 calendar months. For newly issued cards, the minimum spend requirement is waived for the month of card issuance and the subsequent 3 calendar months.
Axis Bank Airtel Credit Card Milestone Benefits:
The Rs. 500 annual fee is waived starting from the second year if you have spent Rs. 2 lakhs or more in the previous year.
Axis Bank Airtel Credit Card Fuel Surcharge Waiver:
You will receive a 1% discount on fuel transactions between Rs. 400 and Rs. 4,000. The maximum discount is Rs. 500 per month.
Value Chart of Airtel Axis Bank Credit Card Benefits:
Before Devaluations 
After Devaluations 
Airtel Axis Bank Credit Card Fees & Charges
Discover the Airtel Axis Bank Credit Card fees and charges. Find out about the costs associated with this credit card to make informed financial decisions.
| Criteria | Details |
| Joining Fee | Rs. 500 + GST |
| Annual Fee | Rs. 500 + GST |
| Finance Charges | 3.6% p.m. (56.86% p.a.) |
| Add-on card fee | Nil |
| Forex-markup fee | 3.5% + GST |
| Late Payment Fee |
|
| Card replacement | Rs. 100 |
| Cash Payment Fee | Rs. 100 |
| Rewards Redemption Fee | Nil |
| Cheque Payment Fee | Rs. 100 |
| Cash Withdrawal Fee | Min. RS. 500 & up to 2.5% of withdrawal amount |
| Overlimit | Min. RS. 500 & up to 2.5% of overlimit amount |
Eligibility & Documents Requirements
Below listed are some of the Airtel Axis Bank Credit Card Eligibility & Documents Requirements
- You must be Indian citizen and be between 21 & 70 Years old.
- You must be able to demonstrate a stable credit history
- You must be salaried or self-employed and withdraw a stable salary.
| Title | Details |
| Occupation | Salary | Job | Business |
| Age | Min 21 & Max 70 Years, |
| ID Proof (Any One) | Pan Card, Aadhar Card, and Driving License. Voter Card, Passport |
| Address proof (Any One) | Aadhar Card, Ration Card, Utility Bill, Passport, Voting Card, and Driving License |
| Income Proof (Any One) | Salary Slip | ITR File | Bank Statement | Form 16 |
Airtel Axis Bank Credit Card Pros & Cons:
Discover the advantages and disadvantages of the Airtel Axis Bank Credit Card to help you make an informed decision.
Pros
- A welcome voucher worth Rs. 500,
- Higher reward rates for Airtel Customers
- Airport lounge access
- 1% waiver on the fuel surcharge
Cons
Low cashback rate on other spends.
- No reward point on wallet load, EMI transaction, rent payment
Airtel Axis Bank Credit Card Conclusion:
The Airtel Axis Bank Credit Card is a great choice for Airtel customers and online shoppers looking to earn generous cashback rewards. You should definitely consider the Airtel Axis Bank Credit Card! It lets you earn up to 25% cashback on bill payments, mobile recharge, travel, dining, and groceries. Plus, you get 1% cashback on all your purchases. There are some exciting welcome benefits waiting for you,
- 25% cashback on Airtel Postpaid bills, Wi-Fi, DTH & more
- 10% cashback on utility bill payments such as gas, electricity, etc.
- 10% cashback on spends via Swiggy, Zomato & BigBasket
- 1% cashback on all other spends
- Up to 15% off at partner restaurants
- up to 1% waiver, get 1% Fuel surcharge waiver
- Domestic airport lounge access, 4 times/year