The RuPay ICICI Bank Coral credit card offers many benefits and is now operated through a secure local payment network, RuPay. Get one today and enjoy the benefits! With your ICICI Bank Coral RuPay credit card, you can get reward points for your transactions. ICICI Bank Rewards offers a variety of attractive prizes for your daily purchases.
| ICICI Bank Coral Rupay Credit Card | |
|---|---|
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| Best Suited For | Rewards & UPI Payment |
| Joining Fee | Rs 500 +GST |
| Annual Fee | Rs 500 +GST |
| Best Feature | 10,000 reward points every anniversary year |
| Card Pandit Rating | |
Table of Contents
ICICI Bank Coral Credit Card: Features & Benefits
Below listed are some of the ICICI Coral Credit Card benefits:
1. Reward Points: This card offers reward points on every 100rs transaction. You can earn 2 reward points on per 100 Rs. spent and 1 reward point per 100 Rs. spent on utilities and insurance categories.
2. Movie Tickets: ICICI coral rupay credit card provide, 25% discount on BookMyShow and Inox up to Rs.100 on the purchase of minimum 2 movie tickets per transaction through www.inoxmovies.com, the Inox app or through www.bookmyshow.com website or app. The offer you can availed twice a month.
3. Fuel Surcharge Waiver: You can avail 1% fuel surcharge waiver on this card, 1% fuel surcharge waiver valid only on Hindustan Petroleum Corporation Limited Pumps.
4. Lounge Access: Coming to the travel benefits, ICICI bank coral credit card provide Airport Lounge access as well as Railway Lounge access in India. you can access this lounge facility each quarter, it means you can avail lounge facility 4 times in a year. However, this requires a minimum of Rs.5,000 or more to be spent in any calendar quarter in order to claim benefits in the next following calendar quarter.
5. Milestone Reward Program: Spending Rs. 2 Lakh with icici rupay coral credit card, you will get 2,000 RP (reward points) and 1,000 RP (reward points) on spending Rs. 1 Lakh. Maximum 10,000 reward points we can earn in anniversary year.
6. Annual Fee Waiver: Now this rupay credit card is lifetime free but after sometime its chargeable Rs 500+ GST, If you spend over Rs. If you spend rs 1.5 Lakh with your ICICI Bank Coral Rupay Credit Card then the annual fee of Rs. 500 + GST will be waived off.
7. Dining Discounts: ICICI Coral Credit card offers exclusive dining offers through ICICI Bank Culinary Treats Programmed.
8. Accident Insurance: Personal Accident insurance cover of Rs 2 lakh
9. Chip and Pin Security: This credit card comes with an embedded microchip and PIN (Personal Identification Number). This ensures that credit card details cannot be duplicated or used for fraudulent purposes.
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ICICI Bank Rupay Credit Card : Fees & Charges
Below listed are some of the ICICI Coral Credit Card Fees & Charges:
| Criteria | Details |
| Joining Fee | Rs 500 +GST |
| Annual Fee | Rs 500 +GST |
| Finance Charges | 3.40% per month |40.80% p.a. |
| Add-on card fee | Nil |
| Forex-markup fee | 3.5% |
| Late Payment Charges | For Statement Balance:
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ICICI Bank Coral Rupay Credit Card : Documents Requirement & Eligibility
Below listed are some of the ICICI Coral Credit Card Eligibility & Documents Requirements
| Title | Details |
| Occupation | Salary | Job | Business |
| Age | 20 + Above |
| Documents Required |
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| Income Proof | Salary Slip | ITR File | Bank Statement | Form 16 |
ICICI Bank Coral Rupay Credit Card Pros & Cons
Here is some pros and cons of coral rupay credit card icici bank,
Pros:-
lifetime free
25% Discount on Movie
Decent rewards rate
Fuel surcharge waiver
Complimentary airport lounge access
Discount on dining
Cons
Limited international acceptance
Conclusion
ICICI Bank’s partnership with RuPay seems to be helping those who have remained loyal to the RuPay card. We hope that ICICI Bank’s customer base will grow as a result of this new partnership as people now have more choices. The Coral Visa credit card comes with best credit cards in the entry-level category in RuPay option on the list. So, if you are looking for an affordable credit card with great features to start your credit journey, the newly launched Coral Rupay credit card is not a bad thing at all.
