Flipkart Axis Bank Credit Card Overview :
The Flipkart Axis Bank Credit Card is a top choice for online shoppers who frequently purchase through Flipkart, Myntra, and select other platforms, offering substantial cashback, welcome benefits, and valuable perks. Earn up to 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, 4% at preferred partners (Swiggy, Uber, PVR, Cult.fit) and 1% on other eligible spends. Enjoy a ₹250 Flipkart welcome voucher, milestone annual-fee waiver on ₹3.5 lakh yearly spends, automatic statement-credit cashback and convenient redemption with no expiry. Best for online shoppers seeking direct savings on online purchase and food delivery.
| Flipkart Axis Bank Credit Card | |
|---|---|
 | |
| Type | Entry Level Cashback Credit Card |
| Best Suited For | Online Shopping |
| Joining Fee | Rs. 500 + GST* |
| Annual Fee | Rs. 500 + GST* |
| Welcome Benefits | 250 Rs Flipkart Gift Voucher |
| Best Feature | Cashback Credit Card |
| Card Pandit Rating |  |
Table of Contents
Flipkart Axis Bank Credit Card Welcome Benefits:
₹250 Flipkart voucher on the first transaction (applicable only for cards with joining and annual fees).
- Swiggy: 50% off, up to ₹100 for first-time users as a welcome benefit.
Flipkart Axis Bank Credit Card Milestone Benefits :
- Annual fee waived on spends of ₹3,50,000 (excluding rent/wallet loads) per membership year.
- No additional milestone bonuses except for annual fee waiver.
Flipkart Axis Bank Credit Card Cashback Benefit :
5% cashback on Flipkart and Cleartrip spends (capped at ₹4000 per statement quarter per merchant).
- 7.5% cashback on Myntra spends (capped at ₹4000 per statement quarter).
- 4% cashback on preferred partners (including Swiggy, Uber, PVR, Cult.fit; unlimited).
1% cashback on other eligible transactions.
- Cashback credited directly to the card statement, usable for reducing card balance (not as reward points).
Flipkart Credit Card Dining & Entertainment Benefits :
Dining: Eligible for Axis Bank Dining Delights Program, providing discounts at partnered restaurants.
Entertainment: 4% cashback at PVR Cinemas, and midweek offers like 10% off on Swiggy and Tira on Wednesdays.
Flipkart Axis Bank Credit Card Travel Benefits :
- No airport lounge access is provided as of June 2025 (previously available, but now discontinued).
- 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per statement cycle (no cashback on fuel spends).
Flipkart Axis Bank Credit Card Fuel Surcharge Waiver :
The card provides fuel surcharge waiver benefits with specific conditions :
Waiver Rate: 1% fuel surcharge waiver.
Transaction Limits: Applicable on transactions between ₹400 to ₹4,000
Monthly Cap: Maximum waiver of ₹400 per statement cycle
GST Charged on fuel is non refundable.
Flipkart Credit Card Value Cart :
Flipkart Credit Card Reward Point Redemption :
Cashback is automatically credited to the next statement—no manual redemption needed.
- No expiry for cashback, as it directly offsets the card outstanding.
Flipkart Axis Bank Credit Card Fees & Charges :
| Criteria | Details |
| Joining Fee | Rs. 500 + GST |
| Annual Fee | Rs. 500 + GST |
| Finance Charges | 3.75% p.m. (55% p.a.) |
| Add-on card fee | Nil |
| Forex-markup fee | 3.5% + GST |
| Late Payment Fee |
|
| Card replacement | Nil |
| Cash Payment Fee | Rs. 175 |
| Rewards Redemption Fee | Nil |
| Cheque Payment Fee | Rs. 100 |
| Rent / Wallet Load Transaction Fees | 1% fees will be applicable |
| Cash Withdrawal Fee | Min. RS. 500 & up to 2.5% of withdrawal amount |
| Overlimit | Min. RS. 500 & up to 2.5% of overlimit amount |
Eligibility & Documents Requirements :
Below listed are some of the Flipkart Axis Bank Credit Card Eligibility & Documents Requirements
- You must be Indian citizen and be between 21 & 70 Years old.
- You must be able to demonstrate a stable credit history
- You must be salaried or self-employed and withdraw a stable salary.
| Title | Details |
| Occupation | Salary | Job | Business |
| Age | Min 21 & Max 65 Years, |
| ID Proof (Any One) | Pan Card, Aadhar Card, and Driving License. Voter ID Card, Passport |
| Address proof (Any One) | Aadhar Card, Ration Card, Utility Bill, Passport, Voting Card, and Driving License |
| Income Proof (Any One) | Salary Slip | ITR File | Bank Statement | Form 16 |
Flipkart Axis Bank Credit Card Pros & Cons :
Discover the advantages and disadvantages of the Flipkart Axis Bank Credit Card to help you make an informed decision.
Pros
- High cashback rates for Flipkart, Myntra, and preferred partner spends
- Direct cashback on your statement.
- Annual fees waived on 3.5 lakh spend.
- 1% waiver on the fuel surcharge
- ₹250 Flipkart voucher
Cons
No longer includes Airport lounge access
- Cashback capped per quarter
- No cashback on wallet load, rent payment
Flipkart Axis Bank Credit Card Conclusion :
The Flipkart Axis Bank Credit Card is an excellent choice for regular Flipkart, Myntra, Swiggy, or digital platform buyers, offering direct cashback and valuable partner deals. However, it has lost some earlier travel benefits and applies cashback limits to core categories, making it less attractive for high annual spenders or those seeking broad rewards coverage.
Flipkart Axis Bank Credit Card Conclusion :
Step-by-Step Online Application Process
- Click ‘Apply Now’ – To apply for the Flipkart Axis Bank Credit Card, Click on Apply Now button.
Enter Your Details – Provide basic details such as mobile number (linked to Aadhaar), PAN card number, date of birth, area pin code, and annual income
- Complete Eligibility Check – Provide basic details such as mobile number (linked to Aadhaar), PAN card number, date of birth, area pin code, and annual income.
- Upload Required Documents – PAN card, proof of income (salary slip/Form 16/IT return), identity proof, residence proof, and a passport-size photograph
- Verification and KYC – Follow further steps for physical or video KYC as instructed, if required.
Approval & Delivery – Upon approval, you’ll receive a confirmation. The card will be delivered to your address, usually within 14 days
Frequently Asked Questions (FAQs)
No, lounge access was discontinued effective June 2025.
Cashback is credited directly as a statement credit in the next billing cycle.
Indian residents aged 18-70 with eligible documents and income proof.
No. Cashback is not given on fuel, wallet loads, rent, utilities, jewelry, etc..
Yes, on spends above ₹3.5 lakh per membership year (excluding rent/wallet).