The IDFC Club Vistara Credit Card is a new credit card offered by IDFC First Bank and Vistara Airlines. It comes with several benefits, including complimentary Vistara Silver membership, which gives you offers like priority check-in and increased baggage allowance. As a welcome offer, you receive a premium economy ticket and a class upgrade voucher. You can earn up to 6 CV points for every Rs 200 spent, and there are milestone benefits that allow you to get up to 5 complimentary premium economy tickets. To learn more about the rewards and benefits of the Club Vistara IDFC First Credit Card, keep reading. We also compare it with other Vistara credit cards to see how it stacks up against the competition.
| ICICI Bank Coral Rupay Credit Card | |
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| Best Suited For | Travel |
| Joining Fee | 4999 + GST |
| Annual Fee | 4999 + GST |
| Welcome Benefits | 1) Get 1 Premium Economy ticket as an E-Gift Voucher on payment of the annual fee and a One-Class upgrade voucher* 2) Club Vistara Silver Tier Annual Membership 3) EazyDiner Prime membership: complimentary for 3 months 4) Enjoy BQ Prime subscription: complimentary for 3 months |
| Best Feature | Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara |
| Card Pandit Rating |  |
Table of Contents
IDFC Bank Club Vistara Credit Card Benefits
The IDFC First Bank Club Vistara Credit Card is a premium credit card that offers a number of benefits to frequent flyers of Vistara Airlines. Some of the key benefits of the card include:
✅ Get 1 Free Premium Economy Ticket Voucher.
✅ Buy a premium economy ticket and travel business class with a One Class Upgrade Voucher.
✅ Get direct entry to Club Vistara Silver Membership.
✅ Enjoy EazyDiner Prime membership: Free for 3 months.
✅ Enjoy BQ Prime subscription: Free for 3 months.
✅ Get 2000 CV Points in the first 3 billing cycles on minimum spend of ₹30000 per month.
IDFC Club Vistara Credit Card Reward Points.
✅ 6 CV Points on spending up to ₹1 Lakh in each statement cycle
✅ 4 CV Points on spending above ₹1 Lakh in each statement cycle
✅ 10 CV Points on all dining spends on your Birthday
✅ 1 CV Point on every spend done on Fuel, Rent & Wallet Load, Insurance, Utility.
✅ 1 CV Point is earned on a spend of ₹200
✅ CV Points are not applicable on EMI Transactions & Cash Withdrawal
Club Vistara Credit Card Milestone Benefits
You can receive up to 5 free Premium Economy Vistara flight ticket vouchers when you reach the target spend milestone each card anniversary year. The main highlight of all Vistara co-branded cards is the milestone benefit. You receive 5 premium economy tickets for spending Rs 12 Lakhs in a year. The Vistara IDFC First Bank credit card introduces a new feature, the 5th ticket voucher. On the other hand, the Axis Vistara Signature card offers a maximum of 4 economy tickets. Therefore, if you tend to spend a significant amount, this might be a preferable choice.
| Spending Amount in a Year | Milestone Rewards |
| ₹1.5 Lakhs | 1st Premium Economy Vistara flight ticket |
| ₹3 Lakhs | 2nd Premium Economy Vistara flight ticket |
| ₹4.5 Lakhs | 3rd Premium Economy Vistara flight ticket |
| ₹9 Lakhs | 4th Premium Economy Vistara flight ticket |
| ₹12 Lakhs | 5th Premium Economy Vistara flight ticket |
Activation Bonus
We can accumulate a total of 6000 CV points as an activation benefit. This amount is divided into 2000 CV points per billing cycle, except for the first one, which is not eligible for this benefit.
| Spending Amount in a Month | Milestone Rewards |
| Month 2 – INR 30,000 | 2000 CV Points |
| Month 3 – INR 30,000 | 2000 CV Points |
| Month 4 – INR 30,000 | 2000 CV Points |
Travel Benefits
- Get 2 complimentary domestic airport lounge and spa access per quarter
- Get 1 complimentary international airport lounge access per quarter. You can activate the complimentary lounge access on spending a minimum of Rs. 5000 in a month. Check out the list of domestic and international airport lounges you can access.
Airport Spa Access
✅ 2 Complimentary Visits/ Quarter to Airport Spa in collaboration with DreamFolks subject to the spending of ₹5,000 in the previous month.
✅ Shared access for add-on cardholders
Insurance Benefits
The card provides several travel-related insurance benefits for the cardholder:
CFAR Trip Cancellation Cover: This feature allows you to receive a refund of up to Rs. 10,000 when you cancel your flight and hotel bookings made with the card, with coverage for 2 cancellations per year.
In addition to CFAR insurance, you also receive:
✅ Air accident insurance cover of Rs. 1 Crore.
✅ Personal Accident cover of Rs. 10 Lakhs.
✅ Lost card liability cover of Rs. 50,000
✅ Coverage for check-in baggage loss, delay of check-in baggage, flight delay, and loss of travel documents, with a limit of USD 1200.
Golf Benefits
The Credit card offers exclusive golf privileges, powered by Mastercard, to the credit card holder.
✅ Get 4 complimentary green fees golf rounds per year, maximum one round every month
✅ 12 complimentary golf lessons per year, maximum one lesson per month
✅ Enjoy a 50% discount on green fees after using your complimentary sessions
Exciting Offers at Premium Brands
The credit card provides exclusive offers and discounts at premium outlets across the country:
✅ Enjoy over 300 merchant offers throughout the year.
✅ Get up to 20% off at more than 1500 restaurants.
✅ Get up to 15% off at over 3000 health and wellness outlets.
Fuel Surcharge Waiver
No fuel surcharge waiver is applicable on this credit card
IDFC First Bank Club Vistara Credit Card : Fees & Charges
Below listed are some of the IDFC Club Vistara Credit Card Fees & Charges:
| Criteria | Details |
| Joining Fee | 4999 + GST |
| Annual Fee | 4999 + GST |
| Add-on card fee | Nil |
| Card Replacement Fees | 100 Rs |
| Finance Charges | 0.75% to 3.83% pm & 9 to 42% p.a |
| Forex-markup fee | 2.99% |
| Late Payment Charges | For Statement Balance:
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| Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
| Returned cheque | Nil |
| Cash Withdrawal Fee | 2.5% of the advance amount subject to a minimum of Rs.199 |
| Balance Enquiry Charges on Non-IndusInd Bank ATMs | Rs.100 |
| Cash Payment Fee at IndusInd Bank Branch | Rs.100 |
| Duplicate Statement Request | Rs.100 |
| Re-issue/Replacement | Rs.100 |
| Charge-slip Request | Rs.300 |
IDFC First Bank Club Vistara Credit Card Eligibility
Below listed are some of the IDFC Club Vistara Credit Card Eligibility & Documents Requirements
- ✅ You must be over 18 years of age
- ✅ You must be able to demonstrate a stable credit history
- ✅ You must be salaried or self-employed and withdraw a stable salary
| Title | Details |
| Income | minimum annual income of ₹3 lakhs to be eligible for the card. |
| Age | must be at least 21 years old or above |
| Nationality | must be a citizen of India. |
| Credit Score | must have a good credit score to be eligible for the card. |
IDFC First Bank Club Vistara Credit Card Documents Requirements
| Title | Details |
| Proof of identity | Pan Card, Aadhar Card, Driving License, Voter Card, Passport |
| Proof of Address | Aadhar Card, Ration Card, Passport, Voting Card, Utility Bill |
| Proof of Income | Latest 2 month salary slip | ITR File | Form 16 | 3 Month Bank Statement |
IDFC Club Vistara Credit Card Pros & Cons:
Below listed are some of the IDFC Club Vistara Credit Card Eligibility & Documents Requirements
Pros
- 5 free Premium Economy Vistara flight ticket
- Activation Bonus Points
- Domestic & international airport lounge access
- International airport lounge
- Travel insurance benefits
- Golf privilege
Cons
- High annual fee of Rs. 4,999 plus taxes.
- Minimum monthly spend requirement of Rs. 5,000 to avail airport lounge access.
- Not eligible for welcome bonus if you have held any other IDFC Bank credit card in the past 6 months.
Who should get the Club Vistara IDFC FIRST Credit Card?
✅ If you are looking for a travel credit card
✅ If you frequently travel internationally
✅ If you prefer traveling via Vistara Airlines over other airlines
✅ If you can spend at least Rs. 1 Lakh in a month to avail milestone benefits as well as the accelerated rewards
If these fit your needs, then you can apply for this card IDFC FIRST Bank Credit Card click on Apply Now Button.
How To Apply:-
To apply for the SBI SimplyClick Credit Card, you have the option to do it online or offline, depending on your preference. If you prefer applying offline, you can visit your local SBI Bank and fill out a physical application form for the Simply Click Card.
If you prefer applying online, here are the steps to follow:
- Go to this Website
- Select SBI Credit Card and click on Apply Now button.
- Fill out all the necessary information on the application form.
- You will see a list of all SBI credit cards. Choose the IDFC Club Vistara Credit Card and click on the Apply Now button
- Once you submit your application, you will receive an application number via email and SMS to the phone number you provided.
To be eligible for a credit card, make sure you are at least 18 years old and have a steady source of income.
We hope this guide helps you apply for the SBI SimplyClick Credit Card smoothly. Feel free to reach out if you have any further questions or need assistance.
